This is, Azadeh Bahador, holding Masters degree (M.Sc.) in Actuarial Science from Shahid Beheshti University which is one of the most prominent universities in Iran. In addition to my educational background, I had the opportunity to gain hands-on experience through relevant careers. In fact, I have worked for two years (2005-2007) in an insurance company as a life actuary. Furthermore, as a researcher in Iran Insurance Research Center (IRC), I have been conducting researches on property and casualty stream since 2007 and worked there as an actuary. Moreover, several years ago I have become interested in designing new insurance products and developing existing insurance products and have designed 10 new insurance products based on insureds’ need after conducting market research. So I am proficient in insurance ratemaking (in different insurance lines) and designing new insurance products.